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About Liberty Bank

Since 1994, Liberty Bank has been proud to serve local Illinois communities in the Riverbend area. Officially founded in 1993 by a group of local businessmen, Liberty Bank has, since day one, focused on supporting the financial needs of individuals, families, businesses and organizations that are part of communities we call home.

Growth Throughout The Years

Throughout the years, we've expanded to include a branch in Godfrey (1997), an additional Godfrey branch by acquiring First Community Bank of Godfrey (2006), and a branch in Bethalto (also in 2006). In 2008, the Bethalto branch was replaced by a multi-use facility that added a slight twist to banking; we added additional convenience to our customers by sharing a lobby with a mailbox store.

Liberty Bank joined the UCB family of banks in February 2017. United Community Bancorp, Inc. (UCB) is an employee-owned multi-bank holding company headquartered in Chatham, Illinois. UCB's roots date back to 1907, when Farmer's State Bank was established in Greenfield, IL. In 1973, a local group invested in Farmer's State Bank with the goal of delivering the ultimate in customer service while continuing to welcome other banks in central, southern, and western Illinois into the United Community Bank family. Along with Liberty Bank, UCB banks include United Community Bank, Marine Bank & Trust, Brown County State Bank, Mercantile Bank, Illini Bank, and Farmers State Bank of Camp Point.

Today, United Community Bancorp, Inc. has grown to a $2.5 billion dollar company operating more than 100 bank and ATM locations in 32 communities throughout central Illinois and in northeast Missouri.

Founding Principles…Same Today

Despite the change throughout the years, one thing has always remained the same: our devotion, commitment, and leadership towards the customers and the communities we serve. We strive to uphold these principles every day by providing value-added, affordable services, attentive, customized service, and by simply being there for you and the community when we're needed.

Value-Added Offerings

Some of these state-of-the-art services include:

  • Rewards Checking - Free checking, plus rewards that matter — like really high interest and nationwide ATM fee refunds* — to be exact
  • Rewards Saver - Work toward savings goals — automatically. This free account is linked to your equally free Rewards Savings account. Rewards earned in Cash are automatically transferred to Saver, where they receive a high interest rate.
  • Accommodating Lending – One size fits all is definitely not something that we say when it comes to our loans. Whether you're financing a vehicle, home, business operations, or anything in between, Liberty Bank works very closely with you to establish customized financing surrounding your unique needs.
  • Online Services & Treasury Management – Time is a valued commodity in today's fast-paced environment. We strive to give you back more of it with several easy, time-saving services. Take advantage of online banking, bill pay, mobile banking, eStatements, and business treasury management services in order to keep banking quick and simple.

Thank You From Liberty Bank

Being there for our customers is very important to us and only possible due to the generosity and accessibility that local communities and customers have shown us throughout the years. Being the only locally owned and operated community bank in the Alton/Godfrey marketplace is not something we take lightly. Every day, we stand committed to provide the same respect and attentiveness that you've so graciously given us. We'd like to take this opportunity to thank you for your commitment to us and also to declare our ongoing commitment to upholding that very same level of commitment to you.