Phone: (618) 462-7000

eSmart Checking

Summary

We've got a good thing going here in the Riverbend area. It's called eSmart Checking, a free, high interest account that pays you 3.01% APY* and even refunds ATM fees nationwide. While other banks nickel and dime you, Liberty puts money into your account.

Opening deposit as little as $1
Earns 3.01% APY* up to $25,000
Earns 1.01% APY* on portion of balance above $25,000
No maintenance fees
Reimburse up to $20 in ATM fees per cycle
Free unlimited online bill pay
Free eStatements
Free access to 24-hour Liberty Line telephone banking
Overdraft protection available
First package of 50 checks free on new accounts

* APY = Annual Percentage Yield

Rates Effective as of 4/21/10. | Fees may reduce earnings. | All rates are subject to change without notice. Please contact Liberty Bank to verify rates.

Qualifications

Be eligible for the premium eSmart Checking interest rates and ATM fee reimbursements by meeting these simple conditions during each statement cycle:

Minimum of 15 debit card purchases*
Minimum of 1 direct deposit or automatic withdrawal
Minimum of 1 bill pay is required during cycle (bill pay is free)
Receive your monthly account statement electronically

* ATM withdrawals do not count toward the 15 transactions.

More Info

Rates effective as of 4/21/10. Rates are subject to change without notice. Please contact Liberty Bank for the most current rates.

Statement cycles begin the third Wednesday of every month. All requirements must be met by the Tuesday immediately preceding the new cycle. If all requirements are not met, interest will be paid at a lower rate of 0.15% APY* and ATM fees will not be reimbursed.

* APY = Annual Percentage Yield