Phone: (618) 462-7000

Smart Checking

Summary

How smart is Liberty's Smart Checking? It's free, you earn interest (2.01% APY*), ATM fees are refunded, and it only takes a buck to open. So on the smart scale, we're pretty sure this ranks up there with genius.

Opening deposit as little as $1
Earn 2.01% APY* on account balances up to $25,000
Earn 1.01% APY* on portion of balance above $25,000
No maintenance fees
Reimburse up to $15 in ATM fees
Free debit card
First package of 50 checks free on new accounts
Free online banking
Free eStatements
Free access to 24-hour Liberty Line telephone banking
Online bill pay available (fees apply)
Overdraft protection available

* APY = Annual Percentage Yield

Rates Effective as of 4/21/10. | Fees may reduce earnings. | All rates are subject to change without notice. Please contact Liberty Bank to verify rates.

Qualifications

To be eligible for the premium Smart Checking interest rates and ATM fee reimbursements, you only need to complete these simple steps during each statement cycle:

Minimum of 10 debit card purchases*
Minimum of 1 direct deposit or automatic withdrawal
Login to your account online at least once
Receive your monthly account statement electronically

* ATM withdrawals do not count toward the 10 transactions.

More Info

Rates effective as of 4/21/10. Rates are subject to change without notice. Please contact Liberty Bank for the most current rates.

Statement cycles begin the third Wednesday of every month. All requirements must be met by the Tuesday immediately preceding the new cycle. If all requirements are not met, interest will be paid at a lower rate of .15% APY* and ATM fees will not be reimbursed.

* APY = Annual Percentage Yield