Liberty Bank

While megabanks invent ways to move your money around to appear great, Kasasa Saver actually pays you money to help you save. It's linked to your Kasasa Cash rewards—massive interest and nationwide ATM fee refunds.* Those free rewards are automatically deposited to this high-interest savings account.

Do you Kasasa?

• Automatic deposits from free Kasasa Cash rewards
• Never a monthly service fee
• No minimum balance to earn rewards
• Earn 0.75% APY* on balances up to $100,000 when qualifications are met
• Earn 0.50% APY* on amount of balance over $100,000 when qualifications are met
• Earn 0.10% APY* if easy qualifications aren't met
• Free online banking
• Free eStatements
• $1 minimum deposit to open

Easy Qualifications

You need a free Kasasa Cash checking account to open Kasasa Saver. You automatically qualify for Kasasa Saver's highest interest rate when you qualify for the massive Kasasa Cash rewards by doing the following each monthly qualification cycle:

• Receive and review free eStatements
• Have one Automatic Payment or Direct Deposit post and clear per monthly qualification cycle
• Have at least 15 debit card purchases post and clear per monthly qualification cycle

If you don't qualify one monthly qualification cycle, don't worry. Both accounts are still completely free and earn our base rate of interest. You can get back to the full rewards the very next monthly qualification cycle.

* APY= Annual Percentage Yield. Annual Percentage Yield (APY) accurate as of 1/18/12. Minimum to open account is $1. Rate tiers are as follows: 2.76% APY applies to balances $.01 - $10,000 and 0.50% APY applies to balances over $10,000 if qualifications are met during the monthly qualification cycle. 0.10% APY applies to all balances if monthly qualifications are not met. All balances will earn 2.76% APY ‐ 0.50% APY if monthly qualifications are met. The advertised Kasasa Cash APY is based on compounding interest. The interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. Kasasa Saver rate tiers are as follows: 0.75% APY applies to balances of $.01 - $100,000 and and 0.50% APY applies to balances over $100,000 if qualifications are met during the monthly qualification cycle on Kasasa Cash account. 0.10% APY applies to all balances if qualifications are not met on Kasasa Cash account. All balances will earn 0.75% APY – 0.50% APY if qualifications are met on Kasasa Cash. Rates may change after the account is opened. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ATM Fee reimbursements (checking account only) up to $20 provided only if qualifications are met within the monthly qualification cycle. Fees may reduce earnings. Personal accounts only.