Here's a game-changer if there ever was one. Kasasa Cash earns incredible interest and nationwide ATM fee refunds.* This is free checking taken to a whole new level!
Earn 1.76% APY* with no minimum balance requirement to earn rewards, and there's never a monthly service fee. You can even link your rewards to our high-interest Kasasa Saver account to build your savings automatically.
It's a new day with a new way to bank. Do you Kasasa?
- Earn 1.76% APY* on balances up to $10,000 when qualifications are met
- Earn 1.76% - 0.43% APY on amount of balance over $10,000 depending on balance in account*
- Earn 0.03% APY* if easy qualifications aren't met
- Nationwide ATM fee refunds up to $20 per monthly qualification cycle*
- No monthly service fee
- No minimum balance to earn rewards
- Link to Kasasa Saver to build savings automatically
- Free online banking, bill pay Click here for demo, eStatements
- Free debit card
- Overdraft Reserve available
- $50 minimum deposit to open
You're probably already doing everything to qualify...so why not get paid big money for it? Simply do the following each monthly qualification cycle:
- Be enrolled and receive eStatement notice
- Have one automatic payment (ACH) post and clear
- Have at least 15 debit card purchases post and clear
Pretty simple, huh? But if you don't qualify, don't worry. Kasasa Cash is always free and still earns our base rate of interest. And you can get back to the full rewards the very next monthly qualification cycle.
*APY=Annual Percentage Yield. APYs accurate as of 9/18/2013. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash and $1 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.76%; and (3) balances over $10,000 earn 0.30% interest rate on the portion of the balance over $10,000, resulting in 1.76% - 0.43% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances earn 0.03% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $100,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $100,000 in Kasasa Saver earn 0.40% interest rate on portion of balance over $100,000, resulting in 0.50% - 0.45% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.03% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per Social Security Number. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.