eSmart Checking

eSmart Checking is a cutting edge account that pays. With a 4.25% Annual Percentage Yield, your checking account becomes a true investment. Since we refund ATM fees incurred by other banks, you won't waste those gains getting cash. Let us reward you for banking with Liberty.

• Opening deposit $1.00
• Earns 4.25% APY up to $25,000
• Earns 1.25% APY on balances greater than $25,000
• Free introductory package of 50 checks on new accounts
• No maintenance fees
• Reimburse up to $20.00 in ATM fees
• Free online bill pay
• Overdraft protection available

Click "Apply Now" to get started!

Rates effective 4/16/09

Fees may reduce earnings

Rates subject to change without notice, please contact Liberty Bank for the most current rates.

To be eligible for the premium eSmart Checking interest rates and ATM fee reimbursements, you must meet the following criteria during each statement cycle:

• Minimum of 15 debit card purchases (ATM usage does not count toward the 15 transactions)
• Minimum of 1 direct deposit or automatic withdrawal
• Minimum of 1 bill pay is required monthly (bill pay is free)
• Receive your monthly account statement electronically

Statement cycles begin the third Wednesday of every month. All requirements must be met by the Tuesday immediately preceding the new cycle. If all requirements are not met, interest will be paid at a lower rate of .50% APY and ATM fees will not be reimbursed.