Youth Savings

Youth Savings

Why reserve the principles of saving for later on in life? Act before your child is left to act on their own by signing up for our youth-centric savings accounts. Both our Smart eKids Club and Student Savings account teach children of all ages the value of savings, while reinforcing those values via competitive interest payouts.

There are no monthly service fees or minimum balance requirements, just good money management to be instilled. Best of all, our Smart eKids Club even rewards good grades with automatic deposits to your young saver's account!

Smart eKids Club
  • Available to children from newborn age to 18*
  • Interest increases along with balance:
  • $1 - $499.99 = 0.03% APY**
  • $500 - $999.99 + 0.05% APY**
  • $1000+ = 0.12% APY**
  • No monthly service fee
  • Establishes a strong foundation for financial success later on in life
  • Get paid for As! – Earn up to $10 per semester the following ways:
  • Bring in your report card to a Liberty Bank branch
  • Receive $2 for each A per semester (up to $10 for straight As)
  • Receive $5 for cards with straight S's for satisfactory ranking
  • Select a treasure from our "Eagles Nest" for every in-person deposit made
  • Free online banking
  • Free eStatements (required)
  • FDIC insured
  • $1 minimum deposit to open
  • Free t-shirt if you open the account with a $50 or more deposit!

Smart eKids Club Membership

Not only do kids receive an account to develop and implement money management skills, they also receive membership in our Smart eKids Club too! Simply bring your Smart eKids ID card to Liberty-sponsored events to receive discounts and free items!

View our current rates.

*There must be a parent, grandparent, or legal guardian over the age of 18 on the account with the minor. The parent, grandparent, or guardian must maintain a Smart, eSmart, or Kasasa® checking account in order for the minor to have the Smart eKids Savings account. At age 18, the account will transfer to a personal savings account with all the applicable interest rates and service fees.

**APY = Annual Percentage Yield.

Student Savings
  • Available to customers up to age 18*
  • Competitive interest paid quarterly
  • No monthly service fee
  • Establishes a strong foundation for financial success later on in life
  • 6 free withdrawals per statement cycle**
  • Free online banking
  • Free eStatements
  • FDIC insured
  • $25 minimum deposit to open

View our current rates.

*There must be a parent, grandparent, or legal guardian over the age of 18 on the account with the minor. At age 18, the account will transfer to a personal savings account with all the applicable interest rates and service fees.

** Six withdrawals allowed per month by pre-authorized transfers, ACH, telephone, check, draft, or debit card to a third party.