Fraud Alerts

Visit our fraud alerts page for current scam warnings and identity protection information.

Tell Me More

Disclosures

New Account Disclosures

Other Disclosures

IMPORTANT CHANGES TO RULES AFFECTING YOUR MASTERCARD* DEBIT

CARD

Effective October 17, 2014, MasterCard* will apply its zero liability policy to PIN-

based debit card and ATM transactions when fraud occurs. This zero liability will

apply to PIN-based debit card and ATM transactions as long as you exercise

reasonable care in safeguarding your card and promptly report the suspected fraud to

us. If you fail to meet the conditions for the zero liability policy, federal law extends

certain protections to consumers. Under this law, if you report the loss to us within two

business days, federal law caps your responsibility at $50. If you report it within 60

days of receiving a statement that shows the fraudulent transactions, your liability is

capped at $500. If you don't report it within 60 days, that liability is unlimited.